Worlds #1 Financial Instruments Website

WARNING: The Unrated Bank Guarantee Scam

There is a huge misconception in the market that all BGs (Bank Guarantees) are similar and have the same value, have the same LTV ratio when Monetized and have the same desirability. That reality is that is completely untrue!

Comparing a Rated Banks Bank Guarantee with an Unrated Banks Bank Guarantee is like comparing Chalk and Cheese, the Real with the Fake, a Ferrari with a Broken Down Camakuza or in the example below.... Gold with Total Rubbish!

Rated Bank BG

Secure Platform Funding Gold

Unrated Bank BG

Secure Platform Funding Rubbish

The most foolish and most dangerous thing in the world is being conned into thinking an Unrated Bank Guarantee is the same as a Rated Bank Guarantee. The truth is they are completely different and not even in the same galaxy together!

The value of a Bank Guarantee is determined largely on the quality of the financial institution that is issuing it. This is because a..... "Bank Guarantee" is the Issuing Banks "guarantee" of payment and therefore the "guarantee" is only as good and only as strong and only as valuable as the Bank that is issuing it.

World Top 50 Banks offer the the best Bank Guarantees because they are large, stable financial institutions that do not default on their promises, and ultimately a Bank Guarantee is the Banks Promise to Pay!

The Unrated Bank Scam....

There are a bunch of unrated bank scams operating which deliberately deceive customers into buying an Unrated Bank Guarantee from a fake or phony Bank Guarantee provider because its "cheap". In life you always get what you pay for, if you buy rubbish, all you have is rubbish! You cant dress a pig up and make it a princess, its all ways going to be a pig!

Sadly many Unrated Bank Guarantees aren't worth the paper they are written on!

Here are a selection of the known Unrated Bank Guarantee Scams that operate:

Unrated Bank Guarantee Scam 1: The Insolvent Bank - An Unrated Bank that has less than 10 Million Dollars in Capital but issues 100 Million Dollar Bank Guarantees multiple times a week for 52 weeks a year. Do the maths..... by the end of the year this quality financial institution (ha ha ha) has issued billions of dollars in bank guarantees when the Unrated Bank has less than 10 Million Dollars Capital to its name.

I know what your thinking.... How do they get away with that? The answer is simple, they issue Leased Bank Guarantees that cannot be cashed in when they expire so they have little or no financial risk or liability writing as many Bank Guarantees as they like all year long.

Unrated Bank Guarantee Scam 2: The Claytons Pretend Bank - Most people see the word "bank" and they immediately think its safe and secure, the truth is that is not true! It is very easy to start a Bank, you can buy a Bank here, or you can buy a Banking License here. Or you can Setup your own Bank from $30,000 here! The funny thing is some banks have cost less to setup than they charge to issue you with one of their Bank Guarantees!

Secure Platform Funding Buster
Secure Platform Funding Fraud

Many Unrated Banks prey on innocent clients by pretending to have credibility and integrity when they do not. They "play" on the security that the word "bank" gives them and they convey they are safe, secure and valuable when THEY ARE NOT! They are Clayton's Banks, Pretend banks, they carry the bank name but are just a facade with nothing behind it. They are a shell company with a banking license, and that is why when they issue a bank guarantee... it has no value, because there bank has no value.

Unrated Bank Guarantee Scam 3: Not a Bank - Their are plenty of companies who don't want the hassle of registering as a bank so instead they just call themselves a "finance company" with a banking kind of a name. Then they register with to be accepted to send and receive bank SWIFT messages. This enables them to issue unrated Bank Guarantees on the Bank Swift Network when they are neither reputable, reliable or even a Unrated Bank. They use the fact they  have a SWIFT Code as a way of gaining credibility and conning people into thinking they are (cough cough) a quality bank guarantee provider.

Unrated Bank Guarantee Scam 4: The Old Swift Machine in the Basement Trick - This is probably the nastiest of all unrated bank scams. These guys are criminals and their only desire is to take your money and run. Through one means or another (legally or illegally) they have obtained access to a swift terminal and they use that terminal to print off fake Bank Guarantee swifts which they send you by fax or email claiming these swifts were sent on the swift system to your bank coordinates and therefore they have delivered the service you requested and your money is all theirs to keep.

We have seen BOTH fake paper swifts and fake electronic swifts from a bunch of unrated providers.

Unrated Bank Guarantee Scam 5: Swift.Net Only - This is a very sneaky scam where the Unrated Bank Guarantee Provider says they can ONLY deliver the bank guarantee on instead of That statement alone is a huge red flag! ALL real banks and ALL real bank guarantees are normally transmitted and delivered on the bank to bank system that is used and recognized by all banks worldwide or DTC or Euroclear. Any unrated bank who says they cannot deliver on is saying i don't have access to the "real" bank guarantee delivery system, I can only use which is a completely different system by a very similar name. DOES NOT HAVE ANYWHERE NEAR the credibility, recognition, security or acceptance of

And the biggest secondary issue with is that messages often do not arrive directly at the destination because they have to be "downloaded" to be read. If you don't know a message is coming and you don't download it then you never know about the message and therefore its impossible for you to reply!

Many Unrated Providers use to send a worthless Bank Guarantee to the client on the widely unrecognized service, then when no one at the clients receiving location acknowledges the message because they didn't know to download it, the bank guarantee provider claims they delivered the Bank Guarantee as per YOUR BG Issuing Contract and YOU breached YOUR contract by NOT replying to the message so they are keeping your deposit. Its just another sad old scam to take your money repackaged in a new way.

Final Word: Not all Unrated Banks are frauds or scammers their are some genuine Unrated Banks who are normally small operations that provide niche market or regional services. However, even if an Unrated Bank is authentic monetizers will be reluctant to take a Unrated Banks Bank Guarantee and IF they do accept the Unrated Bank Guarantee it will normally attract a MUCH LOWER LTV than a comparable Bank Guarantee from a Rated Bank.

RECOMMENDATION: We recommend clients only get Bank Guarantees issued form Rated Banks so you can enjoy Higher Monetization LTVs and lower risk transactions. We recommend clients AVOID these Banned Assets and Financial Instrument Providers, we will NOT Monetize assets from any of these providers!

Monetization MT799 Payment Guarantee

Secure Platform Funding has made monetizing your Bank Guarantee (BG), Standby Letter of Credit (SBLC), Mid Term Note (MTN) or Long Term Note (LTN) a whole lot easier and safer!

We provide you with the choice of:


which can be used to completely secure your entire transaction!

The biggest risk in any monetization transaction is..... "am i going to get paid?". Our MT799 Payment Guarantee is a cast iron Guarantee from our Monetization Bank to your Issuing Bank with Full Bank Responsibility that guarantees you will be paid when your Swift MT760 is delivered to us..

Secure Platform Funding Payment Guarantee

What is Full Bank Responsibility and Why is it Important?

It is a commitment from our Monetizing Bank that if for any reason the Monetizer does not pay you, that the Monetizers Bank will assume Responsibility and complete the payment exactly as specified in the MT799 Payment Guarantee!

Here is how the Secure Platform Funding MT799 Payment Guarantee works.....

1/ Your Issuing Bank sends a Swift MT799 to our Monetizing Bank

2/ Our Monetizing Bank Replies to your Issuing Bank with a MT799 Payment Guarantee that effectively says:

  • We are ready to receive your MT760, and
  • Our Monetizing Bank Guarantees to pay your X% of the value of the MT760 within x days of the MT760 being delivered.

Click Here and View Examples of each of our MT799 Payment Guarantees in our Document Library.

Secure Platform Funding Approved

Bank Guarantee (BG), Standby Letter of Credit (SBLC), Mid Term Note (MTN) or Long Term Note (LTN)  Issuers now have Total Payment Security!

Instrument Issuers now know with 100% certainty from the Secure Platform Funding MT799 Payment Guarantee that they are going to be paid once they deliver the Swift MT760. This removes the doubt, removes the risk and gives BG, SBLC, MTN and LTN issuers the confidence to deliver their Bank Instruments to Secure Platform Funding for safe clean and expedient monetization.

More clients choose Secure Platform Funding because we Deliver Money NOT Headaches!

Bank Guarantee, BG, Standby Letter of Credit, SBLC, PPP, MTN, LTN, Buy, Fund, Monetize, Sell, Discount, Managed BG Program
IMPORTANT: Discover the Private Placement Program which has earned  Investors an Average of 60% per Month Return!
  • 100% Capital Protected
  • $100K Euro Minimum Deposit
  • Successfully Operating since 2008
  • Guaranteed 10% Return per Month
  • Regulated European Fund
  • Withdraw All Funds with 14 Days Notice

BANK GUARANTEE WARNING: 5 Ways to Lose Money – Beware!

IMPORTANT BANK GUARANTEE WARNING: 5 Ways to Lose Money – Beware! Too many clients have lost too much money in the Bank Guarantee industry by foolishly and naively being conned by unscrupulous people. Clients get lured by the promise of high returns and because of inexperience get caught in some pretty nasty pit falls and lose their money. This article is written to warn and educate clients so they can AVOID LOSING MONEY and SAFELY COMPLETE BANK GUARANTEE TRANSACTIONS WITHOUT LOSING YOUR SHIRT!

Many of our clients wish to purchase Bank Guarantees for Monetization, Discounting or Funding. If you do this it is CRITICAL you get it right! There is no margin for error when your dealing with millions if dollars!

There are some big traps uninformed customers fall into that cost them a lot of money or the whole deal. Secure Platform Funding would like to partner with you and help you navigate the mine field of the bank guarantee market so you can safely and successfully get deals completed.

Here are just a few Mistakes people make….. that have Cost foolish investors many many $$$$

Mistake 1: Buying a BG that is Neutered - Some sneaky companies issue neutered Bank Guarantees. That is a Bank Guarantee that can only be used for credit enhancement on a companies books but can never be monetized or traded. It’s a nasty surprise you get when you realize your pristine Bank Guarantee delivered by MT760 to your Monetizer is……. useless!

Mistake 2: Buying a BG that has the Word Leased written on the Bank Guarantee – Leased Bank Guarantees can be monetized IF they do not have the word "leased" written on the MT799 or MT760. If you buy a Bank Guarantee that has the word “leased” in the Bank Guarantee text when it is delivered to the funder or monetizer. You just got screwed and have a worthless piece of paper you can’t use! None of the Bank Guarantees offered by Secure Platform Funding contain the word leased on the Bank Guarantee, they therefore can be monetized. Don’t risk playing with fire, a cheap Bank Guarantee provider is likely to make you pay one way or another in the end! Play safe get a Bank Guarantee from Secure Platform Funding.

Secure-Platform-Funding-UpsetManMistake 3: Procedures DON’T Match – If the delivery procedures of the Bank Guarantee issuer don’t exactly match with the Bank Guarantee Monetizer, Funder or Discounter you will never get the Bank Guarantee delivered because the two parties are incompatible with each other. You just can’t put a round peg in a square hole! In our experience up to 40% of Bank Guarantee deliveries to funders FAIL because the procedures between the parties are incompatible. It is sickening to see clients with failed transactions caught in a blame game of table tennis between Bank Guarantee Issuer and Bank Guarantee Funder who each point the finger at one another. Avoid this nightmare, just use our prestructured, prenegotiated Managed Bank Guarantee Program.

Mistake 4: The No Bank Play – When your Bank Guarantee Issuing Agreement with you lists them sending a MT999 or MT799 from a non bank entity to the monetizers or funder bank entity. You’ve been screwed! This is a huge scam because many Bank Guarantee Issuers issue from non bank entities that have names that sound like banks but aren’t! Authentic Banks will not reply or communicate with Non Banks Entities or private companies that send the bank messages on the SWIFT network. Those messages are treated like an annoying mosquito, it buzzes into the bank on the SWIFT network and is swatted away to the rubbish bin as soon as the bank realizes it was sent from a non bank entity!

Upset Businessman --- Image by © Bob Jacobson/CorbisThe Bank Guarantee Issuer then claims they delivered service to the bank and that because the bank did not perform or respond, then the Bank Guarantee Issuer keeps all your money because they claim the bank defaulted on your contract. Ouch!

Mistake 5: No CUSIP or ISIN Number – Some Bank Guarantee monetizers or funders will only accept Bank Guarantees with CUSIP or ISIN Numbers. This means they will NOT accept a fresh cut bank guarantee, ONLY seasoned instruments (which is a Bank Guarantee that has been created by one Bank and issued to a second bank who them registers the CUSIP and ISIN numbers of the instrument). Seasoned Bank Guarantees cost more because they have to be passed through two banks to become seasoned and are generally are only available to be purchased from secondary owners not direct from the Bank Guarantee Issuing Bank. We monetize fresh cut and seasoned instruments, as long as the bank guarantee is 100% real we will monetize it and ensure you bank cash no matter whether its fresh cut or seasoned.

The above Mistakes are the Tip of the Iceberg!

There are many many more!

As Experienced Bank Guarantee Experts our Secure Platform Funding is structured to assist you to AVOID the PITFALLS and NIGHTMARES. Our goal is to and help you concluded safe successful transactions.

The BIGGEST Benefit in working with Secure Platform Funding is our years of Bank Guarantee Expertise and Knowledge, it is the best and insurance and safety net you will ever get and we don’t charge a cent for it! Our guidance comes free with every transaction we complete for you.

When your dealing with financial instruments and Bank Guarantees worth Millions of dollars DON´T be a Do it Yourselfer and cause yourself significant harm! Partner with Secure Platform Funding and get the right result, safely without burning your house down.

Experience is the Best Insurance – Use Bank Guarantee Funding Today!

This article was republished with the permission of the original author.

Bank Guarantee, BG, Standby Letter of Credit, SBLC, PPP, MTN, LTN, Buy, Fund, Monetize, Sell, Discount, Managed BG Program
IMPORTANT: Discover the Private Placement Program which has earned     Investors an Average of 60% per Month Return!
  • 100% Capital Protected
  • $100K Euro Minimum Deposit
  • Successfully Operating since 2008
  • Guaranteed 10% Return per Month
  • Regulated European Fund
  • Withdraw All Funds with 14 Days Notice

What Funding LTV can I get on a BG, SBLC or MTN?

No one calls a car dealer on the phone and says... "How much will you give me for my Toyota?"

Damaged-ToyotaNo buyer can answer that question because they need to know.... What kind of Toyota? How old is it? Whats the milage? condition? is it leased or owned? Those are all critical questions that need answers in order for any buyer to establish the accurate value of a vehicle.

It is exactly the same with Bank Financial Instruments (BGs, SBLCs and MTNs)...

Please dont ask....

"What Funding LTV will you give me Bank Guarantee Funding on my MTN, BG, or SBLC?"

We dont read minds or gaze into crystal balls!

We actually need to know the following facts in order to assess the assets fair market value, including:

  1. What Bank is the Issuing Bank?
  2. What is the Value of the Asset?
  3. What Currency is it in?
  4. Is it Leased or Owned?
  5. What is the Date of Issue and What is the Date of Expiry?

Please help us to help you! Give us the correct details of the Asset in full so we can promptly and efficiently help you and guide you.

We can not operate blindly knowing nothing about the asset!

If you were buying a car you would not operate blindly either! And a BG, SBLC or MTN is 100 times more valuable than a car.

This article was republished with the permission of the original author.

Bank Guarantee, BG, Standby Letter of Credit, SBLC, PPP, MTN, LTN, Buy, Fund, Monetize, Sell, Discount, Managed BG Program
IMPORTANT: Discover the Private Placement Program which has earned     Investors an Average of 60% per Month Return!
  • 100% Capital Protected
  • $100K Euro Minimum Deposit
  • Successfully Operating since 2008
  • Guaranteed 10% Return per Month
  • Regulated European Fund
  • Withdraw All Funds with 14 Days Notice